The Future of
Credit Granting

Praelexis Credit Logo

The world is changing quickly and so is the credit landscape. Credit models need to nimbly adjust to the changing environment or face the consequences of becoming outdated. The Praelexis Credit Toolkit allows you to adapt and thrive.

Praelexis provides a toolset with extensive functionality for the whole development cycle of credit modeling and deployment. Our Constrata Credit Toolkit assists both technical and non-technical users to reduce credit risk by building, evaluating, deploying and tracking credit models. For technical users transparency and control over their credit modelling tools is available, without compromising on functionality and efficiency. Non-technical users can develop credit models with ease.

Innovative

An encompassing range of modelling techniques allow users to select between more classic approaches (like weights of evidence) and the latest ML approaches (like neural networks).

Intuitive

The powerful user interface provides for a seamless user experience, with all the building blocks of the toolkit intuitively available for implementation. Parameter tuning has never been easier.

Robust

The Constrata Credit Toolkit excels in taking a credit model through the end-to-end development cycle. From prototype to production, you are in a secure, integrated and scalable environment. Models remain auditable and explainable.

Praelexis Credit is the integrated, end-to-end solution for Credit Granting

Praelexis Credit is the integrated, end-to-end solution for Credit Granting

Product Offering

PRAELEXIS CREDIT

Python Toolkit

Praelexis Credit Python Package

  • Exclusive access to interactive
    modeling widgets

  • Steps: 1. Sign up, 2. get API key,
    3. ‘pip install praelexis-credit’,
    4. start modelling

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PRAELEXIS CREDIT

Notebook

Probability of default interactive
modelling environment

  • Create PD models interactively

  • Start with a Jupyter notebook with all the code and widgets to build a PD scorecard

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PRAELEXIS CREDIT

Monitor

Interactive model monitoring environment

  • Monitor PD or pricing models for model drift

  • Monitor population stability

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PRAELEXIS CREDIT

Cloud Notebook

Cloud interactive modelling environment

  • Cloud managed notebook environment

  • Secured through AD or OAuth

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PRAELEXIS CREDIT

Deploy

Self-contained, self-hosted credit model management system

  • Track the whole credit model lifecycle

  • Model tracking and auditability built-in

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PRAELEXIS CREDIT

Cloud Deploy

Credit model management system

  • Cloud managed credit model management environment

  • Built on existing cloud services (Azure/AWS/GC)

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For more information download our overview brochure:

praelexis brochure
PRAELEXIS CREDIT Overview Brochure

For more information download our Whitepaper:

whitepaper credit
PRAELEXIS CREDIT WHITEPAPER

This short video gives a quick overview of the process.